Terms of Business

At Lateral Money we act on your behalf to arrange your new mortgage. At all steps of the process you are in control. The following documents describe the service we provide and how we will be paid for that service. You will receive a copy of this document when you first apply to us. We have provided them here so that you can read if our service suits your personal needs.

The format of the document is defined by our regulator, the Financial Services Authority (FSA). You can compare our service with that from other mortgage suppliers who must also give you a similar document.


These links will open a new browser window with an Adobe Acrobat reader to show our Combined Initial Disclosure Document (CIDD).

Click here if you are purchasing a property to live in

Click here if you want to remortgage the property you are living in

Click here if the property you wish to mortgage will be an investment (eg. Buy to let)

Not sure what this all means?
Click on the button below and make an enquiry. One of our expert advisers will be happy to talk you through the service we provide. There is nothing to pay upfront and there is no obligation on your part.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of (£1,995 and maximum of (£2.995). For a mortgage of (£100,000 the fee would be (£2,000. Early repayment charges may apply and will vary depending on the mortgage. Adding existing debt to your mortgage will increase both the repayment term and the overall cost.
Authorised and regulated by the Financial Conduct Authority.
Mortgages for people with bad credit Mortgages for those who don't want to prove their income Behind with mortgage payments? Clear your arrears Mortgages for those with CCJ's and defaults Remortgage even with an IVA Mortgages for recently discharged bankrupts