Privacy Statement

Privacy Statement

The Data Protection Act

Lateral Money needs to collect and use personal data about you in order to carry on its business and to plan or provide the specific service that you require. Any personal data that we collect, archive or use in any way whether it is held on paper, computer or other format will have the safeguards applied that are required in law by the Data Protection Act 1998. There are eight principles put in place by the Data Protection Act 1998 to make sure that information is handled properly. These state that data must be:

  • Fairly and lawfully processed
  • Processed for limited purposes
  • Adequate, relevant and not excessive
  • Accurate
  • Not kept for longer than is necessary
  • Processed in line with your rights
  • Secure
  • Not transferred to countries without adequate protection

When we collect any personal data from you, we will inform you why we are collecting your data and what we intend to use it for. We will limit the collection and use of your information to a minimum. Under the Data Protection Act you have the right to access the information we hold about you on our records. The act allows us to charge a fee of ?10 for this service. If anything is inaccurate or incorrect, we will correct it promptly.

Marketing Policy

Lateral Money have a responsible marketing policy and will only give your details to other companies to help plan or provide the service that you have requested. We may occasionally contact our customers by letter, email, telephone or otherwise with details of products and services offered by our partner companies. We will only do this if you have given us express consent. We will limit our customer contact program to levels that are not intrusive.

If you don?t want to receive unsolicited mail or telephone calls from other companies, you can prevent this by registering with the Mailing Preference Service. The contact details are:

Telephone Preference Service: 0207 291 3320

Mailing Preference Service: 0207 291 3310

For more details about these preference services please visit the Direct Marketing Associations website at http://www.dma.org.uk/content/home.asp

Communicating with Lateral Money

You accept the inherent security implications of providing information over the Internet and will not hold us responsible for any breach of security or disclosure of information unless we have been negligent.

Email

If you give us your email address we will keep a record of it for further use. We may use it to contact you occasionally about our products and services as set out above in our Marketing policy statement. Please remember that Emails are not secure and can be intercepted by third parties. We therefore recommend that you keep your confidential personal details to a minimum. We will do the same when we reply.

Telephone Calls

Unless we hear from you to contrary we may telephone you from time to time between the hours of 9AM and 6PM. We may also record telephone conversations for training and monitoring purposes.

Links to other web sites
The Lateral Money website contains links to sites operated by third party companies. We are not responsible for the privacy practises, content or the services provided through those sites.
 
 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of (£1,995 and maximum of (£2.995). For a mortgage of (£100,000 the fee would be (£2,000. Early repayment charges may apply and will vary depending on the mortgage. Adding existing debt to your mortgage will increase both the repayment term and the overall cost.
Authorised and regulated by the Financial Conduct Authority.
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