Read about Lateral Money and the service we provide

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Thank you for visiting the web home of Lateral Money. Lateral Money is the specialist broker arm of Knight Commercial Services. We arrange mortgages, loans and insurance for members of the general public. We started trading in 2004 and since then we have helped hundreds of clients find non-standard mortgages from a panel of over 60 specialist lenders. We are directly authorised in the conduct of our business by the Financial Services Authority (FSA), the UK?s independent financial watchdog. Our registration number is 300171 (

Our parent company, Knight Commercial Services was founded in 1990 specialising in providing financial services direct to mortgage professionals. Our long standing relationship with them gives us access to their bulk buying and advantageous lender terms. In turn, this means you can get flexible competitive mortgage products with great terms like fixed price conveyancing.

Our speciality is arranging mortgages for you where one or more of these applies to your situation:

  • You have some kind of adverse credit history such as CCJs, credit defaults, missed payments, IVAs or recently discharged bankrupts
  • Self Certification - where you can?t or don?t want to provide proof of your income
  • The property you want to purchase is an unusual construction like concrete or timber framed ? even if considered defective
  • You have the right-to-buy from your council
  • You need an express remortgage to buy out a partner from a joint home

If you have been turned down elsewhere then try Lateral Money. Our advisers will talk you through your options and find you a great deal on a new mortgage. We work on your behalf to find you the right mortgage.

The legal stuff

Lateral Money ? a trading style of Knight Commercial Services Ltd.
Parent Company: Knight Commercial Services Ltd.
Registered Office: Hurstwood Grange, Hurstwood Lane, Haywords Heath, West Sussex RH17 7QX.
FSA registration number: 300171 (
Consumer Credit License (CCL) Number: 557073 (
Data Protection (DPA) registration number: Z6364779 (Data controller: Knight Funding) (
Click here if you want to read how to contact us.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of (£1,995 and maximum of (£2.995). For a mortgage of (£100,000 the fee would be (£2,000. Early repayment charges may apply and will vary depending on the mortgage. Adding existing debt to your mortgage will increase both the repayment term and the overall cost.
Authorised and regulated by the Financial Conduct Authority.
Mortgages for people with bad credit Mortgages for those who don't want to prove their income Behind with mortgage payments? Clear your arrears Mortgages for those with CCJ's and defaults Remortgage even with an IVA Mortgages for recently discharged bankrupts