Mortgages for the self employed


A "status" mortgage is generally the lowest interest rate and is likely to be your best choice if you meet the lenders criteria. The lender will want you to provide detailed evidence of your income as shown below.


You can get the best rates on a new mortgage if you can provide detailed proof of your income. The lender will probably expect:

  • You have several years of accounts prepared by a recognised accountant or bookkeeper
  • That your tax affairs are up-to-date
  • You are happy to show the lender you bank statements as evidence of recent income
Get Help
Our advisers are used to helping the self employed review their finances to make sure a new mortgage will be affordable. It isn?t in our interests, or yours, to sell you a mortgage you cannot afford. Why not call us today to talk about your situation and what we can do to help? There is nothing to pay upfront and the advice is free.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of (£1,995 and maximum of (£2.995). For a mortgage of (£100,000 the fee would be (£2,000. Early repayment charges may apply and will vary depending on the mortgage. Adding existing debt to your mortgage will increase both the repayment term and the overall cost.
Authorised and regulated by the Financial Conduct Authority.
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