When arranging a mortgage for a client the lender requires that we write to your employer and existing lender for confirmation of your income and payment conduct. These enquiries can take several weeks depending on the workload of the company we are writing to on your behalf. On occasions, this can slow down the time it takes for us to arrange your new mortgage.

We have a number of lenders that offer ?FastTrack? mortgage products. These products usually have reduced evidence requirements and in some cases the reference may not be required at all. This means they can be organised more quickly and get you a mortgage offer more quickly.

These products may not suit everybody.
In general you will pay a premium price because the new lender will see more risk making the advance. Our advisers will talk you through your current situation and recommend the product most suitable for your circumstances. The use of technology means lenders are getting faster at making mortgage offers and it may not take as long as you think to get that new mortgage!

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of (£1,995 and maximum of (£2.995). For a mortgage of (£100,000 the fee would be (£2,000. Early repayment charges may apply and will vary depending on the mortgage. Adding existing debt to your mortgage will increase both the repayment term and the overall cost.
Authorised and regulated by the Financial Conduct Authority.
Mortgages for people with bad credit Mortgages for those who don't want to prove their income Behind with mortgage payments? Clear your arrears Mortgages for those with CCJ's and defaults Remortgage even with an IVA Mortgages for recently discharged bankrupts