Lateral Money - Re-mortgage debt consolidation specialists

What is debt consolidation?

Do you find it difficult to keep up the payments on unsecured debts such as store cards, credit cards and loans? If you are a homeowner the chances are you are paying a higher rate of interest than you do for your mortgage. A debt consolidation mortgage allows you to pay off other more expensive forms of credit by including them in one low mortgage payment each month. Its quick and easy to organise and you pay nothing upfront at Lateral Money.

What are the risks?

Debt consolidation does not suit everybody. Paying off short term debt with a mortgage may cost you more in the long term. However our advisers will tell you about our range of flexible mortgages that allow you to over-pay each month. If you can afford those extra payments this can mean that you get the benefits of paying the lower mortgage rate for all your loans which could save you money in the long term.

Remember: If you fail to keep up the payments on your home it may be repossessed
 
Call the experts
Why not speak to one of our friendly experts about your personal circumstances? They will help you calculate what you can realistically afford and advise you of your suitability for a debt consolidation mortgage. There is nothing to pay upfront and the advice is free! You could save hundreds of pounds a month!
 
 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of (£1,995 and maximum of (£2.995). For a mortgage of (£100,000 the fee would be (£2,000. Early repayment charges may apply and will vary depending on the mortgage. Adding existing debt to your mortgage will increase both the repayment term and the overall cost.
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